Car Insurance For Minors
Extras to protect your car – and therefore your pocket!
Apart from car insurance, there are other insurances and products that you can get to complement the motoring experience.
You will probably be familiar with Breakdown Cover, where you are insured should your car or a vehicle you are passenger in breaks down. This can be bought online or over the ‘phone from companies such as The AA and the RAC.
GAP insurance is where you are insured for the difference between the purchase price of your car and the amount that you receive from an insurer should your car get stolen or written off.
A car’s value depreciates really quickly and in the event of a claim, insurers will pay out on the value of your car at today’s date – not at the price you bought it for six or twelve or eighteen months ago. This could leave you severely out of pocket, especially if you have finance on your car.
GAP insurance covers the gap between the two amounts. It can be bought from car dealers when you buy a new or used vehicle but you will find it cheaper online.
Car warranties. These are where you pay to extend the warranty on your car so that you are covered for any mechanical defects after the dealer’s guarantee runs out, and for an agreed period of time. Check online to see if you can get a better deal than the one offered by your car dealer.
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